Do I Need Life Insurance?
No one ever plans to have an accident or succumb to a medical condition. Choosing the right life insurance is an important and responsible investment that ensures the wellbeing of our dependents and the appropriate dispersal of our assets when it is most needed.
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Do you have adequate life insurance?
Studies indicate that a high percentage of Americans admit to not having adequate life insurance coverage and that their dependents would suffer financially as a result of their death. The quickest route to peace of mind is to prepare for the unexpected with the right type of life insurance. Advantage America Insurance experts help you choose the policy that will pay for your final expenses and financially protect your family and loved ones according to your wishes.
At what age should you purchase life insurance?
Many Individuals and young families do not consider life insurance a necessity yet are burdened with loss and debt if the unexpected happens. Evaluate the risks according to your particular concerns and inquire about affordable life insurance rates available in Murrieta.
Consult with an Advantage America insurance agent in Murrieta to learn more about different types of coverage that include:
Term Life Insurance ensures your family can pay off debts such as your mortgage, extra financial protection for your children, including education costs.
Our knowledgeable Advantage America specialists provide practical information about Permanent Life Insurance that includes Whole Life and Universal Life. Coverage can be designed to protect you the event of a critical illness and require long term care.
Take the first step, get a quote
Taking your first steps on the path to becoming insured can seem a bit overwhelming when you decide to start. This is understandable as there are many different possible options and many different providers. We make the process simple, by asking the right questions and providing you with quotes for different options you will be able to get a handle on how to obtain the right life insurance for you.
Our Life Insurance Coverages
Insurance policies vary, offering individuals the ability to choose a policy that best fits their needs and life circumstances. We can help you choose the one that is right for you.
Life insurance isn’t for you—it’s for your family. Life insurance offers financial protection to your dependents in the event of your death. The financial future of your loved ones can be secure with the right life insurance policy. An untimely death can leave the burden of paying numerous expenses on your family. Life insurance helps alleviate this burden by paying money directly to your beneficiaries.
What happens if a claim costs more than the limit on your home or car insurance policy? Unfortunately, any amount owed that is over your policy limit is your responsibility and can be financially devastating. The good news is, you can easily protect yourself from large claims by adding low-cost umbrella insurance to your policy.
An individual health insurance policy can provide coverage for one individual, an individual and his/her spouse, or an entire family. We will help you find a plan that meets your needs and gives you peace of mind. We look forward to providing a competitive health insurance plan for you and your family.
