Motorcycle Insurance

Advantage America Insurance - Motorcycle Insurance

If you’re shopping for insurance for your first motorcycle or looking to ensure your newly upgraded ride or simply reviewing your policy, we’re happy to help you explore all of your motorcycle insurance options. Let Advantage America Insurance Services review your needs and make a recommendation for a policy that fits your unique needs.

As a motorcycle rider, Advantage America Insurance Services knows how important protecting your bike can be and can help! Advantage America Insurance Services’s insurance policies cover all kinds of motorcycles, from sports bikes, cruisers, standard, touring bikes, custom motorcycles, scooters, and classic motorcycles.

You May Qualify for Discounts

One of the great advantages of having motorcycle insurance through a major insurance company is that you save money by having more than one policy with us! Our agency will be able to calculate how much your savings will be. You also may be able to save on your premium if your motorcycle is stored in a garage or gated. If you belong to certain groups such as H.O.G. or if you have taken a motorcycle safety course in the last 3 years or have a motorcycle endorsement. Contact us to learn more.

About Motorcycle Insurance

Your motorcycle insurance policy can include any or all of the coverage options below. Call us today to discuss what coverage is best for you.

Liability Coverage

You can pick the motorcycle insurance coverage that fits your needs. Many Insurance companies offer underlying liability limits high enough to satisfy Personal Umbrella requirements, which means that you may be eligible for this additional coverage. Advantage America Insurance works with multiple insurance companies so we can provide you with multiple motorcycle insurance coverage options at rates you can afford.

Medical Coverage

This coverage provides for certain necessary medical expenses for you and any passenger that are the result of an accident.

Uninsured/Underinsured Motorist Coverage

This coverage typically pays for expenses associated with injury or death from an accident caused by an uninsured, underinsured, or hit-and-run driver. It also covers you if you are hit as a pedestrian.

Collision Insurance

Collision coverage pays for damage caused to your motorcycle in an accident. Standard collision coverage will pay for any repairs up to the fair market value of your motorcycle. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay towards repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.

Comprehensive Insurance (Other than Collision)

Comprehensive insurance covers damage done to your motorcycle in some way other than a collision, such as if it were stolen or vandalized. Fire, theft, flood, and with some carriers windshield damage are also covered by comprehensive.  Like collision, comprehensive will pay up to the fair market value of your motorcycle (less your insurance deductible.) Although it’s not legally required by any state, you will probably need it if your motorcycle is financed.

Custom Parts and Equipment 

If you select custom parts coverage you will receive up to $3,000 in coverage without any additional cost to you. Coverage is available for up to $10,000 in custom parts and equipment.

Roadside Assistance

Your motorcycle insurance policy can provide you with a roadside assistance benefit of up to $300 per breakdown.


Let Advantage America Insurance Services show you the best motorcycle insurance option for your motorcycle.